Welcome to CB Loans – Your Trusted Mortgage Broker in Riverside, CA
Are you looking to buy a new home or refinance your current mortgage in Riverside, CA? At CB Loans, we understand that navigating the mortgage process can be overwhelming. That’s why our dedicated team of expert mortgage brokers is here to guide you every step of the way. As a leading mortgage broker in Riverside, CA, we are committed to helping you secure the best mortgage solutions tailored to your unique financial situation.
Why Choose a Mortgage Broker in Riverside, CA?
When it comes to obtaining a mortgage in Riverside, CA, you have options. You can go directly to a bank or lender, but partnering with a local mortgage broker like CB Loans offers numerous advantages:
- Personalized Service: We take the time to understand your financial goals, credit history, and homeownership dreams to find the best mortgage options for you.
- Access to Multiple Lenders: Unlike banks that offer limited products, as a mortgage broker in Riverside, CA, we work with a wide network of lenders, giving you access to competitive rates and diverse loan programs.
- Time and Money Savings: Our expertise and extensive lender relationships streamline the application process, often resulting in faster approvals and better rates.
- Expert Guidance: The mortgage process involves complex paperwork and regulations. Our Riverside-based mortgage brokers simplify this process and ensure everything is handled professionally.
Our Mortgage Services in Riverside, CA
At CB Loans, we provide a comprehensive range of mortgage services tailored to residents of Riverside, CA:
Home Purchase Loans
Whether you’re a first-time homebuyer or looking to upgrade, our Riverside mortgage brokers will help you find the right loan to make your homeownership dreams a reality. We assist with conventional loans, FHA, VA, USDA, and more.
Refinancing
If you already own a home in Riverside, refinancing can help you lower your monthly payments, access equity, or switch from an adjustable-rate mortgage to a fixed-rate loan. Our mortgage brokers analyze your current situation to recommend the best refinancing options.
Jumbo Loans
Riverside’s real estate market includes luxury properties and high-value homes. Our mortgage brokers are experienced in securing jumbo loans that meet your specific needs.
First-Time Buyer Assistance
Purchasing your first home can be exciting but challenging. Our Riverside mortgage brokers are here to educate and guide first-time buyers through every step, from pre-approval to closing.
Debt Consolidation and Home Equity Loans
Need to consolidate debt or access cash for renovations? We offer home equity loan options that can provide additional financial flexibility.
Why Riverside Residents Trust CB Loans
As a locally operated mortgage broker in Riverside, CA, we have an in-depth understanding of the Riverside real estate market and the unique needs of its residents. Our team is committed to providing transparent, honest, and efficient service, ensuring your mortgage experience is smooth and successful.
Our clients value our personalized approach. We take the time to listen to your goals, analyze your financial situation, and recommend the best mortgage options. Our goal is to secure the most favorable rates and terms, saving you money over the life of your loan.
The Mortgage Process in Riverside, CA
Navigating the mortgage process in Riverside can seem complex, but with CB Loans by your side, it’s straightforward:
Pre-Approval
Our mortgage brokers in Riverside will evaluate your financial profile and help you get pre-approved. This step shows sellers that you’re a serious buyer and gives you a clear budget.
Loan Shopping
We compare multiple loan programs and rates from our extensive network of lenders to find the best fit for your needs.
Application and Documentation
We assist with completing your loan application and gathering necessary documents such as income verification, credit reports, and asset information.
Processing and Underwriting
Our team works closely with lenders to ensure your application moves smoothly through the underwriting process.
Closing
Once approved, we coordinate the closing process, review all documents with you, and ensure you understand your new mortgage.
Why Riverside, CA, Homeowners Choose CB Loans
Riverside is a vibrant city with diverse neighborhoods, historic sites, and a strong sense of community. Our mortgage brokers are proud to serve Riverside residents, helping them achieve their homeownership and financial goals.
Choosing CB Loans means choosing a mortgage broker who:
- Is deeply familiar with Riverside’s real estate market
- Offers personalized, local service
- Provides transparent advice and competitive rates
- Is committed to your financial success
Contact Your Riverside Mortgage Broker Today
Ready to take the next step in your homeownership journey? Whether you’re buying your first home, refinancing, or exploring your options, our Riverside mortgage brokers are here to help.
Contact us today for a free consultation or to get pre-approved. Let us show you how working with a dedicated Riverside mortgage broker can make your home financing experience seamless and rewarding.
Let CB Loans Be Your Guide to Homeownership in Riverside, CA
Your dream home in Riverside, CA, is within reach. Trust CB Loans—the mortgage broker Riverside residents rely on. We’re dedicated to providing expert advice, competitive rates, and personalized service to help you secure the mortgage that fits your life.
Loan Amounts From $200k to $1M
- 1-year bank statements or 1-year full doc
- Up to 75% CLTV
- Minimum credit score: 680 FICO
- Max combined loan amount: $5 Million
- Fixed terms: 10/15/20/30
- Interest-only available on 30 year term
Loan Amounts From $150k to $450k
- 1 or 2-year bank statements or 1 or 2-year full doc
- Up to 90% CLTV on full-doc, 85% on bank statements
- Minimum credit score: 660 FICO
- Max combined loan amount: $2 Million
- Fixed terms: 10/15/20/30
- Balloon terms 30/15 – 40/15 (minimum $200k loan)