Loan Options

Choice is good! Find your perfect loan option.

Home Purchase Loans

If you plan to buy a home, we’ll make it happen. Whether you’re a first-time home buyer or a seasoned real estate investor, we’ll personalize a loan for your situation.

Fixed-Rate Mortgage

These days, it’s all about security. Refinance into our most popular loan, the fixed-rate mortgage, and you’ll get the peace of mind knowing that your payment and rate can never change. And with rates this low, you’ll also know you’re not spending too much.

Refinance Loans

Whatever your reason to refinance, we’ve got the loan you’re looking for. Need cash out? We can do that. Want to lower your rate and payment? No problem.

FHA Loan

An FHA Loan is an excellent choice for refinance, allowing financing for up to 97.75% of your home’s value (85% for cash-out refinances). If you’re in an FHA loan now, you could even refinance with no appraisal with our FHA Streamline option. FHA Loan is also popular for first-time home buyers – a down payment of only 3.5% needed!

Stated Income / Bank Statement Loans

Stated income loans are loans that do not require work history or tax docs verification. It’s a perfect loan for investors and self-employed who wish to purchase or refinance for an investment property. If you are an established business looking for working capital, you may have already realized how difficult it can be to find a small business loan, especially if your credit is not pristine. Even if your business is going strong, and you have more than enough revenue to cover the monthly payment on a new loan, it can be tricky getting approved in today’s economic climate.


VA Loans

Did you know that there are currently over 21 million veterans in the United States? America’s Veterans served for our country and we owe it to them to offer this earned VA benefit program. When it comes to benefits, it’s one that’s greatly deserved.