Mortgage Broker Henderson, NV

Welcome to CB Loans – Your Premier Mortgage Broker Henderson, NV

Looking to buy your dream home or refinance your current mortgage in Henderson, Nevada? At CB Loans, we specialize in providing personalized mortgage solutions tailored to your financial goals. As experienced mortgage brokers in Henderson, NV, we are committed to guiding you through every step of the process with professionalism and care.

Why Choose the #1 Henderson Mortgage Broker for Your Home Loan

  • Local Expertise: Our team understands the Henderson housing market and can help you find the best mortgage options suited to your needs.
  • Personalized Service: We take the time to listen and customize mortgage plans that align with your financial objectives.
  • Wide Range of Loan Options: From conventional loans to FHA, VA, and VA loans, we offer a variety of lending options.
  • Fast & Transparent Process: We streamline the mortgage process to ensure quick approvals with clear communication.
  • Competitive Rates: We work with multiple lenders to secure the most competitive interest rates for our clients.

Our Mortgage Services in Henderson, NV

Home Purchase Loans

Ready to find your new home in Henderson? We assist with all types of home purchase loans, guiding you from pre-approval to closing.

Refinance Solutions

Lower your monthly payments or access your home’s equity with our refinance options tailored for your financial goals.

First-Time Homebuyer Programs

Navigate the homebuying process confidently with our expert advice and access to special first-time buyer programs.

Jumbo Loans

Need a larger loan for luxury or high-value properties? We offer jumbo loan solutions designed to meet your needs.

VA & FHA Loans

Take advantage of government-backed loan programs that offer lower down payments and flexible qualifying criteria.

Renovation & Construction Loans

Looking to build or renovate? We provide financing options that accommodate home improvement projects.

The Mortgage Process in Henderson, NV

  1. Step 1: Initial Consultation & Pre-Approval

    We assess your financial situation and help you get pre-approved to strengthen your homebuying position.

    Step 2: Loan Selection & Planning

    Our experts guide you in choosing the right mortgage program based on your goals and eligibility.

    Step 3: Application & Documentation

    We assist in gathering and submitting all necessary paperwork efficiently.

    Step 4: Processing & Approval

    We coordinate with lenders to process your application swiftly, keeping you informed every step of the way.

    Step 5: Closing & Funding

    Finalize your loan and receive funds to purchase or refinance your Henderson home.

Benefits of Working with a Local Henderson Mortgage Broker

  • Customized Solutions: We tailor mortgage options to your specific financial situation.
  • Market Knowledge: Our team’s local expertise helps you navigate Henderson’s real estate landscape.
  • Personalized Guidance: We provide one-on-one support to ensure a smooth process.
  • Lender Relationships: We leverage our connections with multiple lenders to find the best rates and terms.
Contact Us

Loan Amounts From $200k to $1M

  • 1-year bank statements or 1-year full doc
  • Up to 75% CLTV
  • Minimum credit score: 680 FICO
  • Max combined loan amount: $5 Million
  • Fixed terms: 10/15/20/30
  • Interest-only available on 30 year term

Loan Amounts From $150k to $450k

  • 1 or 2-year bank statements or 1 or 2-year full doc
  • Up to 90% CLTV on full-doc, 85% on bank statements
  • Minimum credit score: 660 FICO
  • Max combined loan amount: $2 Million
  • Fixed terms: 10/15/20/30
  • Balloon terms 30/15 – 40/15 (minimum $200k loan)
Frequently Asked Questions

1. How do I get pre-approved for a mortgage in Henderson?

Contact us to provide your financial information, and we’ll help you get pre-approved quickly, giving you an advantage in the homebuying process.

2. What types of mortgage loans are available in Henderson, NV?

We offer conventional, FHA, VA, USDA, jumbo loans, and more to suit various needs and credit profiles.

3. How much of a down payment is required?

Down payments vary depending on the loan type, but options are available for as low as 3% or even zero-down programs for eligible buyers.

4. How long does the mortgage approval process take?

Typically, it takes around 30 to 45 days, but we work to expedite the process whenever possible.

5. Can I refinance my existing mortgage in Henderson?

Yes, we offer refinancing options to help lower your payments, reduce your interest rate, or access home equity.

6. What credit score is needed to qualify for a mortgage in Henderson?

While requirements vary, a credit score of 620 or higher generally qualifies for most loan programs.

7. Are there first-time homebuyer programs available in Nevada?

Yes, we can help you access various state and federal programs designed to assist first-time buyers.

8. What documents are required to apply for a mortgage?

Typically, you’ll need proof of income, employment verification, credit reports, and asset documentation.

9. Can I get a mortgage if I am self-employed?

Absolutely. We have options tailored for self-employed individuals, including alternative documentation methods.